Alliant Credit Union Student Loan Consolidation, consolidation credit.#Consolidation #credit



Alliant Credit Union

Consolidation credit

Family Banking Solutions

We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)

Consolidation credit

Alliant Car Buying Service

Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,106 off MSRP.

Consolidation credit

Get the returns you deserve

Earn top dollar with rates up to 2.25%APY.

Consolidation credit

Is student loan consolidation right for you?

Combining your student loans could get you a lower interest rate.

Consolidation credit

Find the card that best fits your needs

Earn rewards, get cash back or take advantage of a low standard variable rate.

Combine and conquer. And save, too

Take control of your student loans by combining them into one low-rate loan with payment terms that work for you.

Consolidation credit

The Run Down
  • Both private and government loans are eligible
  • Consolidate up to $100,000 in graduate and undergraduate student loans
  • Repayment terms up to25 years
  • No prepayment penalties. Reduce your interest by paying early
Rates

Annual Percentage Rate (APR) is variable and subject to increase after consummation. 53

Earn 1.16% APY on your savings!

Grow your savings faster with Alliant s higher savings rate.

Consolidation credit

“Best No-Fee Credit Union 2016” – MyBankTracker

Consolidation credit

“Best Credit Unions 2017” – NerdWallet

Why should I consolidate my student loans?

Alliant is a not-for-profit credit union, so we re not interested in taking your money with excessive interest rates. We re here to help you tame your student debt by combining all your loans into one loan with fixed, low monthly payments.

Convenience

There will only be one monthly payment to manage, instead of multiple payments with different due dates

Lower payments

Consolidating higher rate loans into one lower fixed rate loan can save you thousands of dollars over the life of your loan

Favorable terms

We offer terms that can help match your payment to your budget. Plus, you can always make additional payments without penalty to reduce your interest

Do I qualify for Alliant Credit Union Student Loan Consolidation?

You can qualify for Alliant Credit Union Student Loan Consolidation if you meet two simple criteria:

  1. You ve been employed with your current employer for two years.
  2. You or your cosigner have an income of at least $40,000 per year.
Add a cosigner

Adding a cosigner to your student loan consolidation may improve your chances of qualifying and help you get an even lower interest rate.

Consolidation Student Loan Rates

APR=Annual Percentage Rate 53

Calculators

Let Me Know When Alliant Rates Gets Even Better

Consolidation Student Loan FAQs

Why should I consolidate my government loans? Are there any risks?

Consolidating your loans will simplify your finances and likely save you money long-term. However, you will give up some protections that come with government loans. Please speak with your loan advisor to discuss the best option for you.

Have a Question?

Want to know more about this product? Search our friendly help guide!

Consolidation Student Loan Reviews

Thanks! Your input is greatly appreciated.

Your review is pending moderation and should appear here shortly.

Ready to Get Started

Ready to Get Started?

Apply Online

Use our convenient online membership application process to get started right away.

Questions?

Call us anytime to speak with a friendly Member Services Representative.

800-328-1935

Visit a Branch

Search for a branch near you.

Borrow
Invest
Protect

11545 West Touhy Avenue, Chicago, IL 60666

Consolidation credit

Accounts
About Alliant
Help Support

82. Example savings based on a student loan of $36,000 and Alliant s advertised student loan rate as of 10/01/17 compared to the Federal Direct Unsubsidized Graduate loan rate sourced from Studentaid.ed.gov as of 10/01/17. Your actual savings may vary based on personal qualifications including but not limited to amount borrowed, length of loan and your qualifying APR.

42. If you have established your Alliant membership online, the terms of the Electronic Signature and Consent to Conduct Business Electronically (PDF) disclosure shall apply.

53. Annual Percentage Rate (APR) is variable and subject to increase after consummation. Loan approval, APR and other terms and conditions are based on creditworthiness and ability to repay, not financial need and are subject to change. The borrower must be a U.S. citizen or legal resident. We may not extend credit to you if you do not meet Alliant criteria. Repayment terms up to 25 years are available. The minimum loan amount is $10,000 and the maximum cumulative loan amount (per membership account) is $75,000 for undergraduate student loans, or $100,000 for undergraduate and graduate student loans combined. The approved school may not be a proprietary school (a school that is considered a for profit institution), a community college or trade school. Documents must include the student name, financial institution to be paid and loan balance. Loan disbursement check will be made payable to the financial institution and the borrower. Repayment term begins within 45 days of the disbursement. Minimum payment amount is $50 per month, per loan. Loan proceeds must pay off existing private or government student loan debt incurred by the borrower. Combining debt for more than one student is not allowed. You must be a member of Alliant to apply. To become an Alliant member, you must meet eligibility requirements for Alliant membership. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Payment example: Monthly payment of $154.44 per $20,000 borrowed based on a rate of 4.50% APR as of 10/01/17 and a repayment term of 15 years.

Consolidation credit

Consolidation credit


Leave a Reply

Your email address will not be published. Required fields are marked *