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Debt from fourteen years ago was the only thing keeping me from buying the home my wife and I had always dreamed of. Mr. Vullings and his staff were prompt, courteous, and genuinely cared about the problem my wife and I were having. Mr. Vullings fought hard for me, and thanks to him, my wife and I are closing on our house next week! Best of all, this cost me nothing out of pocket! I would recommend Mr. Vullings and his staff to anyone with credit issues! -Richard T. Philadelphia, PA

Vullings Law Group, LLC – Lawyers Fighting For Every Consumer

The legal team at Vullings Law Group, LLC is committed to defending consumer’s rights. As experts in the laws that protect consumers from credit errors, credit report mistakes. and collection harassment. our attorneys can help you fight back against creditors who may be violating the law.

Credit Report Problems

When it comes to your credit, you have the right to:

  • be free of errors and mistakes on your credit report,
  • have these errors, mistakes, or inaccuracies corrected, and
  • restore the credit worthiness you have worked so hard for.

Fair Credit Reporting Act

A powerful consumer protection law, the Fair Credit Reporting Act (FCRA) defends a consumer s credit from errors or mistakes. Under the FCRA, credit bureaus – such as TransUnion. Experian and Equifax – must be held accountable for their reporting.

Creditors and/or collection companies may report incorrect information that can affect your ability to obtain a mortgage, employment, an auto loan, insurance or a credit card. If you re experiencing credit report problems or credit issues, tell us your story to find out if we can help.

If your FDCPA or FCRA claim is successful, you could receive as much as $1,000 for the violation, plus damages. We are here to help at no cost to you. Contact us today.

Debt Collection Harrassment

Fair Debt Collection Practices Act

Established in 1977, the Fair Debt Collection Practices Act (FDCPA) protects consumers from abusive collectors. The FDCPA says, in effect, that consumer debt collectors must follow some basic guidelines when dealing with consumers.

When it comes to debt collection and unwanted calls, you have the right to:

  • fight back against telephone harassment,
  • stop collection calls,
  • stop collection agency harassment calls, against companies such as Portfolio Recovery. NCO Financial and Midland Credit Management .
  • stop debt collection calls to your work or family members, and
  • end any other debt collector calls that may violate the law.

Sound familiar?

For a free case review, fill out the form on this page or call 1-855-324-7263 to tell us your story. You may have the right to sue a debt collector and receive money for the collector s misconduct. Let the experienced team at Vullings Law Group, LLC help you fight back against abuse and possibly bring a successful claim against th e collector.

The bestpart: The debt collector pays your attorney fees. Under the law, collection agencies must pay reasonable attorney s fees when consumers win their claims.

Unwanted Calls

Telephone Consumer Protection Act (TCPA)

Do you receive calls all day long to your cellular phone or mobile device from companies that you have never had any prior business relationship with? Are you at a loss as to why they keep calling you, despite your telling them to stop? Few people are aware that they have rights under the law to put an end to these harassing phone calls which disrupt consumers every day lives. Too many of us receive these unwanted, harassing, and repetitive telephone calls from machines or company autodialers.

At no cost to you, the staff and attorneys here at Vullings Law Group, LLC will fight to put a stop to these unrelenting nuisance calls. In fact, the TCPA allows up to $500 per violation/call and our attorneys fees to be paid by these unscrupulous companies.

The Telephone Consumer Protection Act of 1991 (TCPA) was passed by the United States Congress in 1991. The current version of the statute is found principally at 47 U.S.C. 227. The TCPA is the primary law in the United States governing the conduct of telephone solicitations, i.e. telemarketing. The TCPA restricts the use of automatic dialing systems. artificial or prerecorded voice messages, SMS text messages received by cell phones, and the use of fax machines to send unsolicited advertisements. It also specifies several technical requirements for fax machines, autodialers, and voice messaging systems—principally with provisions requiring identification and contact information of the entity using the device to be contained in the message.

Consumer Class Actions

Have you ever purchased a product or service that ended up being different from what was advertised? Have you ever felt deceived by an advertisement of a product that simply was untrue or misleading? These issues are perhaps the leading cause of most consumer class actions in the United States today.

The Vullings Law Group represents consumers in class action lawsuits against those companies who chose to make large profits at the expense of misleading us. Have you ever heard the saying that there are strength in numbers ? At no cost to the consumer, the experienced attorneys at Vullings Law Group, LLC work hard every day, reaching out to consumers to build groups of consumers who want to join together to push back against these large corporations.

Have you ever received a post card, letter, or email informing you that you are or may be part of a class action lawsuit that has already begun against one of these companies? Have you ever wondered what these lawsuits mean to you, or have you wanted to get involved but were unsure of how to respond? The attorneys and staff at Vullings Law Group, LLC are here to help and answer any questions you may have with respects to the letters, post cards, or emails you are receiving. We have represented many people who chose to object to the fairness of the proposed settlements in these class actions. Our representation is at no cost to you and we will fight for the best results possible for you and the class as a whole. Contact us today!

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