Rubin Associates, P.C. is committed to helping individuals and small businesses in Dallas, Fort Worth, Plano, Frisco and all of North Texas. We truly understand the stress experienced by individuals who are struggling with debt and we know that most people don t get many second chances in life.
Thankfully, Bankruptcy laws allow you to regain control of your financial situation bankruptcy may help you eliminate most debts and protect you from creditors. At Rubin Associates, P.C., we want to help you find a solution that relieves the pressure and uncertainty involved with your of control debt.
Since 1991, Mark Rubin has limited his practice solely to bankruptcy law, which allows us to better serve both individuals and small businesses in the Dallas area. All of the lawyers at Rubin Associates, P.C. are members of the National Association of Consumer Bankruptcy Attorneys (NACBA). Rubin Associates, P.C. has three offices, allowing us to serve clients in Dallas, Fort Worth, Frisco and the surrounding area.
Bad things can happen to good people if you lose your job, get divorced, or get hit with huge unexpected medical bills, it can absolutely wreck your finances. Once you get just a little bit behind, interest rates and late charges multiply the problem and suddenly you re getting harassing calls from bill collectors you re so overwhelmed that you don t know how to turn things around.
We are an experienced personal bankruptcy law firm that s ALL we do. We put in the extra effort than many other Dallas bankruptcy attorneys skip over we treat every customer with the highest level of respect. We re not a turn and burn firm we take the time to make sure you understand all of your options, even if that means you decide not to file for bankruptcy. You need someone experienced in your corner, and we ll fight for you to get you the best solution possible.
Chapter 7 bankruptcy allows you in most situations to eliminate most common kinds of unsecured debt, like credit card debt, medical bills, bank loans, finance company loans, and credit union loans. It may also eliminate unsecured debts left over from a divorce, a failed business, personal guarantees, and trade creditors. Chapter 7 Bankruptcy even allows you to eliminate certain income taxes over 3 years old. You also eliminate the interest on all the debt, which saves you hundreds of dollars a month.
Chapter 13 bankruptcy may allow you stop foreclosures, prevent vehicle repossessions, end wage garnishments, and reduce and restructure your debts. Unlike Chapter 7, which eliminates the debts, Chapter 13 is more of a bill consolidation approach. You repay your debts over three to five years, which lets you catch up on house payments, child support, taxes, and other debts.
We ll help you stop those collection calls and provide you with the opportunity to save your property so you can get a fresh start. More importantly, we ll make sure that any questions or concerns you might have are addressed, so you fully understand the process. Call us today at 214-760-7777 for your free consultation and let us show you the difference. We ll listen to the details of your financial situation and then walk you through your options even if that means you don t end up filing bankruptcy.