Quidity is a secure payment card that you load with as much money as you want to spend, just like a pay as you go phone. Then you simply use it like any other payment card.
You have all the convenience of plastic but without the worry of credit card fraud or getting into debt because you can only spend the value held on your card. With Quidity , you’re in control!
Also, because the Quidity prepaid Maestro card is not a credit card or debit card you don’t have to go through a credit check to get one – you don’t even need to have a bank account!
Like a credit or debit card, Quidity can be used to buy things in shops, on the Internet or over the phone and to pay bills. Use it wherever you see the Maestro acceptance mark and shop securely with Chip and PIN
Topping up your Quidity card is easy at any Post Office branch or PayPoint outlet – there are 34,000 locations across the UK. You can also top up your card online or by bank transfer.
See the How to Top up page for more information.
There is an initial one off joining fee of 5.00. Unlike many other prepaid cards there is no monthly fee, you only pay a small charge for the services as and when you use your card. For example, when making a payment it costs less than 3p per 1 you spend.
Other fees apply; please see the Fees page and the Terms Conditions.
It’s easy, no credit checks or bank account required. Simply go to the How to apply page to find out more.
The Quidity card is issued by PrePay Technologies Ltd pursuant to license by Maestro International. This card is an electronic money product. PrePay Technologies Ltd is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN 900010). вЂњMaestroвЂќ and the Maestro Brand Mark are registered trademarks of Maestro International.